There are no miracles.  The truth is no one can get true negative information off your credit report for good.  Credit report information, whether it is good or bad stays on your record for seven years.  A bankruptcy on the other hand stays for 10 years and there is no legitimate way to remove a bankruptcy from a credit report.  If you have had a bankruptcy in the past, the first thing you can do is to take the steps necessary to turn that bankruptcy into an asset, and you can do that by following the advice given in our credit repair toolkit.  How much will cost you?  Well, not the hundreds of dollars and endless hours spent on the phone chasing people who cannot deliver on their promise but a mere $14.95 for which you will be shown how to improve your credit score in 80 points, in just 30 days.