Do it yourself, that is always the best option, provided of course you know what you  do. Your credit score is established on the basis of separate credit bureaus valuation of your credit worthiness and often times, contain items that are marked as negative or stains.  This stains are what make your credit score perform poorly and to do a credit repair in this instance is vital is you want to improve your score.  There are several ways of doing this.  You consult with lawyer or a credit specialist or you could do it yourself.  If you are the "do it yourself" kind of person then our credit repair kit is ideal for you and will be the safest, (and cheapest at $14.95) way for you to repair your credit.